Terms and Conditions outline the rules and guidelines for using LoanBuddha's services
By accessing the Loan Buddha website (www.loanbuddha.com), you gain access to a wealth of information primarily about financial services, including but not limited to loans, credit cards, and related communication services (the "Services"). It is your responsibility to secure access to the website, which may involve third-party fees (such as Internet service provider or airtime charges). Additionally, you must ensure you have all necessary equipment to access the website.
Furthermore, you agree that Loan Buddha reserves the right to share your details with its partners, who may contact you via email, telephone, or SMS for informational and sales purposes. You also consent to receive promotional materials and special offers from Loan Buddha through email, SMS, or WhatsApp.
You expressly authorize Loan Buddha to send service-related transactional text messages, WhatsApp messages, and make calls, even if your contact number is listed on the Do Not Disturb (DND) registry with the concerned telecom regulatory authority.
By using the Loan Buddha website, you confirm that you are of legal age to enter into a binding contract and are not restricted by any laws from receiving services under Indian law or any other applicable jurisdiction. You agree to use the Site solely for legitimate purposes, either for yourself or on behalf of another individual for whom you are legally authorized to act. You also agree to inform such individuals about the Terms of Use (ToU) and/or Privacy Policy that apply to the services purchased on their behalf, including all relevant rules and restrictions.
You commit to providing true, accurate, current, and complete information about yourself as requested by the Site. Should any of the information you provide become untrue, inaccurate, outdated, or incomplete, or if Loan Buddha has reasonable grounds to suspect such information is incorrect, Loan Buddha reserves the right to suspend or terminate your account and deny any current or future use of the Site or its services.
Loan Buddha reserves the right to refuse service, terminate accounts, or remove or modify content at its discretion. We also retain the right to deny access to the Site and its services for any reason, including but not limited to violations of the ToU or Privacy Policy.
Loan Buddha does not claim ownership of any materials you provide through the Site. At Loan Buddha’s discretion, these materials may be used, modified, or included in the Service, in whole or in part. By submitting content, you grant Loan Buddha a perpetual, irrevocable, worldwide, royalty-free, and non-exclusive license to use, copy, distribute, publicly display, modify, create derivative works from, and sublicense your materials. This includes the right to use your name in connection with the content you provide.
You confirm that you have full rights to grant this license and that your submitted content does not infringe on any third-party rights, including copyrights, trademarks, patents, or privacy rights. Loan Buddha is not responsible for the content you submit and is not obligated to publish it. We reserve the right to decide which content is displayed on the Site at our sole discretion.
Loan Buddha operates this Site from its headquarters in Jodhpur, India, and does not guarantee that the materials on the Site are suitable or available for use in locations outside India. If you access the Site from other regions, you are responsible for adhering to local laws and regulations. All marketing or promotional content on this Website is intended for individuals, companies, or entities located in India and complies with the relevant laws in force in India. Any disputes will fall under the exclusive jurisdiction of the courts in Jodhpur.
The Service is only available to individuals who are at least 18 years old and not currently suspended or removed from the system by Loan Buddha. Each user may maintain only one active account. The sale, transfer, or trade of accounts is strictly prohibited. If you do not meet these eligibility requirements, you are not permitted to use the Service or the Site.
All trademarks, logos, and service marks ("Marks") featured on the Site are owned by Loan Buddha and other entities. Unauthorized use of these Marks, including but not limited to use as metatags on other websites, is prohibited without written consent from Loan Buddha or the respective third-party owner.
All content and software available on or through the Site ("Content") is protected by copyright. Users are forbidden from altering, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works, or using any Content from the Site for commercial or public purposes.
Despite any other terms in this agreement or general legal principles to the contrary, any provision of these Terms of Use that outlines ongoing responsibilities or obligations will continue to apply even after the termination or expiration of this agreement.
Any financial obligations or pending payments due at the time of termination must be settled according to the terms outlined in this agreement.
The Site may include links to other websites or resources provided by third parties. Loan Buddha has no control over these external sites and cannot guarantee their availability.Loan Buddha does not endorse, and is not responsible for, any content, advertisements, products, or other materials on or available from these linked sites.
Loan Buddha will not be liable for any damages or losses, whether direct or indirect, that may arise from your use of or reliance on these external sites or resources.You acknowledge that any dealings or interactions with external sites are solely at your own risk.Loan Buddha does not take responsibility for any content or services provided on linked sites and disclaims all liability related to such external content.
If any provision of this agreement is found to be invalid or unenforceable, the remaining provisions will continue to be valid and enforceable. Headings are for convenience only and do not affect the interpretation of this agreement. The terms of this agreement are governed by the laws of India, and any legal disputes will be subject to the jurisdiction of the courts in jodhpur.
Failure to enforce any provision does not waive our right to enforce it in the future. There are no third-party beneficiaries to this agreement. This document represents the entire agreement between you and Loan Buddha, superseding any prior agreements.
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